If you have a Health Insurance Question

The Boys

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Oct 17, 2001
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I'm in the Health Insurance Business. If anyone needs help or maybe has a question just ask away. I'm not looking to sell you, I'm only licensed Michigan. It's a huge topic today and I get many question regarding what to do and the new products out there.
 

The Boys

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kneifl said:
How about Dental insurance, any experience with that??

kneifl

I've sold quite a bit in the group market. It's not as easy in the individual market, there are usually long waiting periods for the class three procedure like crown, bridges and root canals. I have numerous group products but only one individual product. If you can find a good independent agent in your area he should be able to fine something, it just won't be all that good. You might want to check with your dentist. Ask him if he's run into any good products, he might be able to recommend a few?
 

kneifl

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www.tradewithjon.com
I've got bluecrossblueshield plan from work. I just had my first root canal done and boy was it expensive. In the past I've only had to pay $100-200 when I had a cavity or two. This thing cost me close to $1700. They say that my insurance will cover about 1/2 of it in about 3 weeks. Is this true and why only half?

kneifl
 

The Boys

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Oct 17, 2001
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Royal Oak, Michigan, a Detroit Suburb
kneifl said:
I've got bluecrossblueshield plan from work. I just had my first root canal done and boy was it expensive. In the past I've only had to pay $100-200 when I had a cavity or two. This thing cost me close to $1700. They say that my insurance will cover about 1/2 of it in about 3 weeks. Is this true and why only half?

kneifl

A root canal is a class three service under your plan which is covered at 50%.

class 1 100%
class 2 80%
class 3 50%
 
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