Lets say Indiana is minus 2 over Duke,,You can make a bet that is for ,say,a 100.00 action point bet on Duke plus the 2,,For every point Duke covers over the 2 they were already getting you would win an additional 100.00,,If Duke wins the game outright by 8,you would win 600.00,,On the other side of that though is if Duke gets blown out ,you could lose a bunch of money.Same way with totals,,,a total is 125,,you can bet action points and for every point the total is over or under,depending which side you bet,the 100.00 bills are adding up,,or subtracting off,For example,,you bet 100 on over 125 on an action point bet,,game ends wuth a 137 total points scored,you win 1200..:scared but if you bet over 125 and the total points scored was 112,you lose 1300...Some locals put that out,,some charge juice,,never seen an offshore with this wager,,,Is that clear as mud?