credit is certainly not the way to get out of debt. Work 3 jobs, eat rice and beans, beans and rice, don't go out to eat, don't gamble, sell you car that you are making a payment on and buy an older domestic or ricer for 500 bucks or so, sell all of the sh!t in your house, don't buy any new clothes, don't buy any gifts for anybody, don't spend money on alcohol, don't play golf or participate in any other expensive activities, get rid of your cable, ditch your cell phone, and if you are making payments on anything else in your house (furniture, computer, etc.), get rid of it.
Not being a smart ass, but this is how you get out of debt, hard work. Do this for a year or 2 or however long it takes to get out of debt, then do it for another year, and you'll have a fresh start with extra money. gl!
