I've been with VIP for almost 2 years now.. Overall, its a great basic book.. Never had a payout problem..
Vip has a nice rewards program where you get points for every $$ you wager.. When you accumulate enough points, you can get credits to your wagering account, gift certificates for certain sites, and lots of other stuff..
They have lines on nearly every game, some 1/2 time lines, some totals and futures..
One of few books I trust keeping my $$ at..
Hope this helps..