About 7 years ago when Bowman International was starting up they used to write the bets down on paper and weren't up to date with credit card deposits. My cousin overbet his account into negatives to -800$ and he didn't pay Bowmans. You may not believe this but Gary Bowman the founder who is originally from Toronto and and another fairly big man actually went to my cousin's house and knocked at the door. My cousin watched from upstairs. They never came back after that. I guess in a certain way they're all BOOKIES .