I'm so screwed

[JEFF]

Here's the situation:

Over the past 6 months or so, I've put about 25k on a few of my parents CCs without them knowing -- for gambling, of course. I don't know what the **** to do.

The problem is, I live with them (I'm 28), and they have bailed me out twice before. I never want to ****ing gamble again, but telling them that or that I'll pay them back is worthless because I've said it before after I used their cards.

This shit is a disease, don't ever think it isn't. I'm sick and tired of it and ready to be done, but I don't know WTF to do. If I tell them this -- and I think they're going to find out soon enough either way -- it will probably ruin our relationship for years to come.

Right now I just feel like the stupidest scumbag on earth. I'm about to have a breakdown.

 

[Mjolnir]

it blows, but you need to tell them now. hopefully their credit isnt getting destroyed because of you. how did you rack all this debt without them knowing of it. dont they look at their statements?

 

[bear]

Jayjay,
Time to take responsibility!!!!!!!!!
Do you have a job? a car? insurance?
Do you live at home?
Do your parents still support you?
Payback Time.. + get to a GA meeting

bear

 

[Wise and Wiser]

Jay,

First, stop gambling. Don't ever lay another bet. If you have racked up $25,000 in debt, you're not good at this, and you've got a serious problem! I'm not trying to be a d**k, I'm just being blunt with you.

Next, you must tell your parents ASAP! You owe them that. They brought you into this world for Christ's sake! If they aren't aware already, this shocking news will make them realize that you have a disease, just like an alcoholic or drug addict. They're not going to be happy about it, but I'm sure they will do whatever they can to help you. Take it from me, my cousin died young from heroin and alcohol abuse. He had to sit down with my aunt and uncle time after time to let them know he wasn't cured. They were very angry at him for what he was doing to himself and the family, but they never stopped loving him and helping him until the day he died.

Tomorrow starts today. Good luck!

 

[homedog]

Over the past 6 months or so, I've put about 25k on a few of my parents CCs without them knowing

How would they not know after 6 months? Something smells.

 

[SixFive]

How would they not know after 6 months? Something smells.

:shrug: does seem weird!!

Jay Jay, your parents best bet is to call the police on you and then claim theft on the cards. Is your name on the cards as a registered user? If it isn't, then I would think it would be easy for them to refute the charges, but I'm guessing you broke several laws in this process. Unless they are rich or something, I expect 25K is going to hurt their pocketbooks!

After you talk to them, if they say they aren't going to bail you out any more and the law is going to be called, ask them if you can turn yourself in or at least consult an attorney first. That would probably be in your best interest.

I'm sure they do love you, but their methods in the past haven't worked, so I bet they opt for tough-love this time. If they do bail you out again, start working a second job, don't get on the internet any more, don't even VISIT sports or sports gambling sites, and don't even read the sports section of the paper or watch sportscenter or watch the sports on the news. Start with the GA meetings immediately.

Sorry about your problem, and I hope it all works out for the best in the end. There's still hope for you, but there's going to be a little pain first. GL!! At least you've admitted you did it and you have a problem. Some people never get that far.

 

[Wilson]

I see you have been following Scott in Atlanta's picks.


You slammed it hard...I mean real hard.


:sadwave:

 

[ScreaminPain]

How would they not know after 6 months? Something smells.

Agree..... :shrug:

 

[Sportsaholic]

Agree..... :shrug:

I felt the same thing.....................Maybe someone could help out with.....ohhhhhhhhh lets say..........$$$$$$$$$$$

 

[Nole]

How would they not know after 6 months? Something smells.

The only thing that I can think of is they never used the cards. Lots of folks were raised not to charge anything! Cash all the time. But then, why get the card in the 1st place?

He intercepts the statement when it comes in the mail, I can see that. For them not to get a call from the CC company or for them not to use it seems to be a stretch.

What's the story jayjay?

Anyone else see this posted at other sites?

Maybe he's just looking for attention.

He posted at 2PM and hasn't checked back yet.

Maybe his parents killed him. Who knows? :shrug:


nole

 

[Blazer]

No bad beat story?

only 40 posts.....I wish this on no one I hope this is a farce.

 

[parlayinn]

Maybe his parents killed him. Who knows? :shrug:
nole

:mj07: :mj07: :mj07:

 

[dopeslayer]

this guy is full of shit

blah blah blah

 

[The Judge]

Over the past 6 months or so, I've put about 25k on a few of my parents CCs without them knowing -- for gambling, of course.

Smells like :bs: to me.

 

[The Boys]

Don't key your parents car.....it will really piss them off....

 

[Franky Wright]

Don't key your parents car.....it will really piss them off....

:mj07: NICE!..........
Coffee all over the place, thanks Boys :com:

Seriously, I think the WORM is back :nono: Because he is just here to help? :SIB

But if this is on the up and up, and you are still alive :scared , go to COSTCO, buy over $25000 worth of product with those C.C.'s, stuff you know your parents will like, then take it back after they slam you head in the car door. Their CC bills will be so foxcked up they might not know the diff :shrug:

Franky

 

[GM]

It sounds reasonable to me, as outlined above. Parents have credit cards they never use. Jayjay lives at home, intercepts the statements when they come in the mail, because the parents would not even be expecting a statement for a card they never use (statements stop when balance stays at $0). And if the CC company called to confirm, they'd be calling the phone number where mom, dad & jayjay all live and jayjay could pose as his father. Could happen.

I imagine one day someone will try to use this card...at which point it either gets declined, or it's approved but now they're expecting a statement within the month. Either way you'd be caught.

Horrible predicament, but you HAVE to tell them now because you're going to destroy their credit rating. I don't think gambling is your worst problem though - fraud and theft are pretty high up there. I mean, even the fact that you did this in the first place indicates a problem that started long before the gambling did I suspect.

Good luck to you; it sounds like a truly awful problem to have.

 

[GM]

For that matter...this could be a credit card that jayjay's dad doesn't even know exists. These days all the credit card companies are mailing out "You're Pre-Approved" letters/applications. You intercept one of those and apply for a card as your father with the A++ credit rating and it probably goes through. How you get the limit up to $25K though...you'd have to really use that card a lot and pay it off regularly for a long time to build it up that high.

 

[DBLMUTZ]

on a few of my parents CCs without them knowing -- for gambling

Maybe like " 5 " :scared

 

[THE HITMAN]

It could be worse. How, you say? Well, since it was CC, I assume it was offshore where you can't bet more than what u have in the account. If it was a local, you could have chased alot and then you'd have an appointment with Johnny Knockdown.