I am not a big player by any means. I currently use an offshore book that doesn't charge a dime to deposit or collect any amount of money. I have had no problems with them at all, pay on time, good customer service, etc. However, I would like to join a few more books so I can shop the lines. People have recommended Olympic, Pinnacle, which I am sure are great books, but it just doesn't make sense for me to pay to get a relatively small amount of money. Any suggestions of good books that don't charge to collect or deposit?