Lest you think that EVERYONE os on SJST and UTEP, let me say that I like the favorites. This is indeed alot of lumber, but Hawaii and Boise St. are both likely to top 50. If you think that SJST and UTEP can cover if Boise and Hawaii score 50, so be it. Two biggest problems when swallowing this load of chalk is that fluke plays, turnovers and back door covers will often send you home a loser. You are certain to be in the game for a good. long time by taking the points. Good luck to all!