SO you still smoking Cigs?

Scrapman

Scrapman

Rollingdembones
Forum Member
Jan 6, 2013
5,928
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south east PA
I am stmied when i hear and see people pay as high as $11 per pack like in taverns , or restaurants.

any way lets look at averge price in usa median price for top brands is $8.75 per pack

pack a day smoker = $3193.75 a year

over 20 years = $63,875.00 WOW that prices of some house in small cities even here in Philly we get fix em ups for less than that.

SO i said lets see if invested in high yield account say 2% how much you could make just giving up smoking.

I do not know how to figure interest wait let me serach 1st BRB

OMFG

The Results Are In
In 20 years, you will have $101,484.62

The chart below shows an estimate of how much your initial savings will grow over time, according to the interest rate and compounding schedule you specified.

Please remember that slight adjustments in any of those variables can affect the outcome. Reset the calculator and provide different figures to show different scenarios.


hope i can post the graph

NOPE not directly

go here see for yourself

https://www.investor.gov/additional-resources/free-financial-planning-tools/compound-interest-calculator

:0071
 
S

Statman02

Registered User
Forum Member
Jan 29, 2000
1,063
8
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Switched to vapor........cheaper.....cleaner.......wish I would have done this years ago
 
Scrapman

Scrapman

Rollingdembones
Forum Member
Jan 6, 2013
5,928
110
63
south east PA
Statman02 said:
Switched to vapor........cheaper.....cleaner.......wish I would have done this years ago
Click to expand...

I did long ago when cigs cost me $6.50 a pack i was smoking 1.5 packs a day

GOT the Cig brand EON smoke for $20 starter kit filters cost only $10 for 5 of them.

Hopwever the battteries are not forever they just will not recahrge any more or do to clogging from chemicals ...... I prefer having two batteries so in case when i'm out all day i can have the other when 1st one quits .....they take 2.5 hours to recharge you might get an hour from them


Anyway the money saved i was able to buy my new car for total $11,000 Got killed in interest rate 18.6% with a 615 credit rating .......so now in a month or two after bolstering my rating up 100 points i go refinance at my new bank and get way lower rate maybe like 7% save me maybe $100 month in payments for final 3 years wow thats a lot saved..

$1200 X 3 = $3600 saved.............
 
Scrapman

Scrapman

Rollingdembones
Forum Member
Jan 6, 2013
5,928
110
63
south east PA
Statman02 said:
Switched to vapor........cheaper.....cleaner.......wish I would have done this years ago
Click to expand...
BE careful with that Vapor thingy they are known to explode being used wrong

I only have the tiny EON SMOKE brand able to buy at corner store start kit now only 10$

two filters the battery and the usb plug

had it for like 7 years now i think or 6 saved me $1000's now i'm hardly using it at all

sometimes i go all day without using it .

One thing tho inhaling this thing is ughhhhhhhhhhhhhhh

BUT still mjilder than a cig Tried to inhale a cig last month almost choked to death like when you try it 1st time.
 
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