Great idea but as always it seems to good to be true . I went on the web site of Bettor Inv. a couple months ago & sent a email to M. Stuart with some questions & his response was to contact him by phone. I responded with I don't make decisions on the phone . I didn't want to take a chance of someone hounding me about investing. I mentioned if I was in Vegas would I have to set an appointment but found he's in Reno. I just went back on his site & I believe he use to have a YTD ROI but I don't see it anymore. Plus this always ( might sound stupid ) raises the red flag, is when on someone's web site they have a pic of themselves with a dog or family.