...yep, you get points deducted if you lose.... the lower ranked your opponent, the more points you lose. however, if you lose against a much higher rated opponent, you might still see your rating go up as a result of you playing someone rated so much higher than you. however, the ratings on these on-line chess places are pretty much bogus. i'm sure that there are plenty of a$$holes (looking to impress others) that sit there with a computer simulation chess game playing in the background and let the simulation game make their moves for them.... i've played a few people that seemed to move just like a computer (very mathmatically), if ya know what i mean. i don't put much stock into those computer ratings, but that's just my opinion.
