Anyone price out insurance policies on the exchanges yet?

BobbyBlueChip

BobbyBlueChip

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saint said:
No, it doesn't. He doesn't need maternity. He doesn't need pediatric dental. More benefits are meaningless if they aren't services he needs.

And, hello, lower deductible does not mean lower costs. I showed that above. But, you refuse to acknowledge the reality. His guaranteed out of pocket is higher and even with the lower deductible his max out of pocket is higher as well. But, of course you failed to address this because you are 100% wrong.
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So the plan provides more benefits and has a lower deductible. The cost of the premium will always go up in that scenario. Which was my point.

Did I win?
 
bleedingpurple

bleedingpurple

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So I guess I will ask this question, is $4200 per year with a $2000 deduct with 6,000 max out of pocket too much or worth it? I am leaning worth it, considering the likelihood of me racking up thousands of health care costs at some point in my life. Do I like paying more, no but is the right thing to do probably. I think the system could be a bit smoother and offer a little more but it is what it is.
 
BobbyBlueChip

BobbyBlueChip

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bleedingpurple said:
So I guess I will ask this question, is $4200 per year with a $2000 deduct with 6,000 max out of pocket too much or worth it? I am leaning worth it, considering the likelihood of me racking up thousands of health care costs at some point in my life. Do I like paying more, no but is the right thing to do probably. I think the system could be a bit smoother and offer a little more but it is what it is.
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In general, if I was single, I'd have a high deductible for less of a premium.
 
Duff Miver

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bleedingpurple said:
So I guess I will ask this question, is $4200 per year with a $2000 deduct with 6,000 max out of pocket too much or worth it? I am leaning worth it, considering the likelihood of me racking up thousands of health care costs at some point in my life. Do I like paying more, no but is the right thing to do probably. I think the system could be a bit smoother and offer a little more but it is what it is.
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Sounds like a pretty good deal. That's just about what I was paying for similar coverage six years ago.

The question you have to ask yourself: "How much exposure regarding out of pocket am I willing to risk?"

Even if you are young and healthy, it doesn't take a really major accident or disease to ring up costs of $25-100K. A minor trip to the ER for a broken finger could eat up $6K.
 
Duff Miver

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Lumi said:
All the shit I deal with at the VA is
Worth it
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Yeah, sure you get some shit at the VA. Folks get shit at for-profit health care too.

Some would say you're some kind of commie-socialist because you get healthcare paid for by taxes.

I think you get tax-paid-for health care because you earned it.

Take my tax dollars to pay bennies for Lumi and the other millions who served where, when and how they were ordered to? Hell yes.:0074
 
THE KOD

THE KOD

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Duff Miver said:
Yeah, sure you get some shit at the VA. Folks get shit at for-profit health care too.

Some would say you're some kind of commie-socialist because you get healthcare paid for by taxes.

I think you get tax-paid-for health care because you earned it.

Take my tax dollars to pay bennies for Lumi and the other millions who served where, when and how they were ordered to? Hell yes.:0074
Click to expand...

yeh no more college bennies but damn keep up the VA


they deserve that much ...........geeezzz
 
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