Scott
How did both you and wife come to not have insurance in the 1st place.
Had you had coverage previously they couldn't boot you off regardless of conditions--
Did you voluntarily drop it? or did you never have it--thinking you'd wait till you got sick to apply.
and per your--
"I dont really care as long as its affordable and comparable with DTBs. If he pays 3500 for full good coverage, they want me to pay 6800 for the same coverage. "
I see and if you had 10 dui's you want same rates as me--with no ticket in 28 years.
You live in ghetto where they torch neighborhood every time they get pissed and you want same homeowner rates as me in neighborhood thats never had a fire.
Yep I know--its not your fault.
++++++++++++++++++++++++++++++
on more constructive note.
I assume there is good chance you and wife might be self employed--considering not eligible for group. If I were you I'd look into one of you getting job as school bus driver part time. Only takes bout 3 hours a day for 9 months and they provide state group health benefits in GA.