MadJack's Sportsbar

BADTODABONE

MM 82
Forum Member
Jan 10, 2003
5,181
23
38
70
Islamorada, FL
telling you what I've got....it's me only... do I lower limits....or keep the same limits in today's world....if I die in an accident....I won't be concerned....threw in the HC due to FL dumping no fault.

You're the Ins Agent
 

Agent 0659

:mj07:
Forum Member
Dec 21, 2003
17,712
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Gym rat
Liability has nothing to do with covering you. It covers the OTHER guy. You could very easily get in an accident and go over your coverages and they could take your house, savings, etc.

On an insurance judgment, you cannot file bankruptcy. They will garnish your wages for life. I would say raise them before you lower them. $100,000 in property damage liability. That's not tough to do!
 

BADTODABONE

MM 82
Forum Member
Jan 10, 2003
5,181
23
38
70
Islamorada, FL
Liability has nothing to do with covering you. It covers the OTHER guy. You could very easily get in an accident and go over your coverages and they could take your house, savings, etc.

On an insurance judgment, you cannot file bankruptcy. They will garnish your wages for life. I would say raise them before you lower them. $100,000 in property damage liability. That's not tough to do!

So....raise my current coverage, auto ?
 

BADTODABONE

MM 82
Forum Member
Jan 10, 2003
5,181
23
38
70
Islamorada, FL
Met with the Mayor of Windley Key at 10:00 am. Breakfast is :drinky: ....

Lunch at Gary Dunn's bar
HCS1151.JPG
#67....nap time
 
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