about 14 years ago i lost 12k in a no limit private poker game. i had played in this game for about 6 months and always held my own. after about 3 months they knew me well enough to extend me credit. so, i always took about 2k to the game with me every sunday. if i got stuck, i'd draw a marker and make it back or lose a little. whatever...
it was a wild game that night and i was on a rush and i had 10k in markers in front of me and about 4k in cash. i was UP for the night. shoulda quit!!
well.....monday around 5am, i get involved in a huge hand when i flop the nut straight (flop rainbow). rag hits on the turn i bet 3000 and smitty goes over top of me for 10k to put me all in. he fills on the river and i feel like puking. where the hell am i gonna get 10k?! i leave with my tail between my legs feeling like shit. real bad, man. wtf am i gonna do??
make a long story short, i called the man on tuesday or wednesday and told him that i'd have to make payments of 500 a month or my wife would find out and i'd lose everything. he accepted, i paid, and all turned out well. i never missed a payment and am still alive to tell the story.
you'll get over it. just call the man and make arrangements and you'll be fine. just do the right thing and pay your debt and don't ever do it again like i did. but..... that's a story for another day